Your Vacation is an Investment Worth Protecting.
From dream homes to luxury cars, the thought of big investment spending without insurance coverage is risky business. Imagine pouring your hard-earned dollars into an oceanfront villa, only to watch it wash away in a storm. Insuring such tangible assets is a given. Here at Travel Concierge, we believe that protecting travel experiences is equally as important . . . especially now.
The world of travel is changing by the day. We’re in an unprecedented era when uncertainty reigns and flexibility is required. When it comes to health regulations, travel requirements, cruise cancellations, and flight delays, travel insurance should be at the top of your trip-planning checklist.
What might be acceptable today, could be obsolete tomorrow. What applies at one border crossing, might be rejected by another. The good news is that our team can help navigate these murky waters and guide you in the right direction to protect your next vacation.
While travel rules may seem choppy, the rainbow in this storm is that insurance companies have expanded their coverage. In fact, you’ll find that most carriers will foot the bill for all Covid-related setbacks including trip cancellation, trip interruption, medical costs, trip extension, and beyond.
At Travel Concierge, we view travel insurance as an extension of your investment — just as you would with your house or car. And while click-bait pop-up ads have made it confusing on what to “buy now,” we’ve maneuvered the madness to make the process relatively seamless.
Key “takeaways” that will help “take-you-away” with more peace of mind.
● Insurance policies should cover four major areas: Trip cancellation, trip interruption, medical coverage, and evacuation in the event of a medical emergency.
● Insurance pricing is based on five factors: the age of travelers, trip cost, trip departure date (how long until you depart), level of coverage, and state of residence.
● Insurance can be purchased at the time of your trip deposit, at the time of your full trip purchase, or even closer to your departure date. (There are other considerations on when insurance should be purchased if you have pre-existing medical conditions.)
● When listing the cost of your trip, only insure the portion that has (and will be) paid by the time of departure. For example, if you have not yet paid for your hotel, don’t get coverage for something that has not yet been “bought” since this would add to the cost of your premium.
● While there are plenty of options when it comes to travel insurance, we recommend Allianz. This global insurance company provides excellent coverage and services, no matter how far or near you travel.
● Credit card coverage only applies if the card was used to pay for the trip. Retain proof of purchase for your records. Generally, credit cards only offer limited travel protection, but rules and coverage will vary.
Travel is an investment of the mind — one that can bring people together, recharge the soul, and create life-long memories.
With more than 30 years in the travel industry, our team knows the “who,” “what,” “when,” “where,” “why,” and “how” of travel insurance. We’ve worked alongside leading travel insurance companies and have gained extensive knowledge on products, pricing, options, and more. It would be our privilege to take the insurance burden off of you, and help guide you on your next journey . . . worry free!
If interested in learning more, drop us a note below.